Unless otherwise specified, a lot of the time, insurance companies are only going to pay for damage to your vehicle for the cost of aftermarket OE parts. What does this mean? Well, it means that your insurance company can use inferior and less expensive parts than what comes from the manufacturing company. In some cases insurance companies will even try to use reconditioned parts, that are nowhere near the quality of your original parts. Here at Mackey Insurance we can cover your vehicle for exact OEM replacement parts in the event of an accident. Not only that, but we can offer you custom equipment coverage. So if you have aftermarket off-road bumpers, winches, tools, suspension, etc. We can cover it when others cant!
